The Platinum Card from American Express 2025 – Full Review
If you’re a frequent traveler, a premium spender, or someone who enjoys luxury experiences, The Platinum Card® from American Express is one of the best lifestyle and travel cards available in the U.S. for 2025. With its unmatched welcome offer of up to 175,000 Membership Rewards® points, generous travel perks, and access to exclusive airport lounges, the Amex Platinum continues to dominate the high-end credit card space.
Let’s explore everything you get with this elite card — and how you can maximize your rewards in 2025.
Welcome Bonus: Earn Up to 175,000 Membership Rewards® Points
One of the biggest highlights of this card is the massive welcome bonus. New cardholders can earn up to 175,000 Membership Rewards® points after spending $8,000 within the first 6 months of membership.
These points are incredibly flexible and can be used for:
- Flights via Amex Travel
- Hotel bookings
- Gift cards
- Statement credits
- Transferring to airline/hotel partners (Delta, Hilton, etc.)
Pro Tip: Use your points for first-class flights or luxury stays to get the best value.
Feature Comparison Table
| Benefit | Details |
|---|---|
| Annual Fee | $695†¤ |
| Welcome Offer | Up to 175,000 points after $8,000 spend in 6 months |
| Flight Rewards | 5X points on flights via Amex Travel or booked directly with airlines |
| Hotel Credit | Up to $200/year via Fine Hotels + Resorts® or The Hotel Collection |
| Uber Cash | $15/month + $20 bonus in December = $200/year in Uber/Uber Eats credits |
| Entertainment Credit | Up to $240/year on Disney+, Hulu, ESPN+, NYT, Peacock, WSJ (Enrollment required) |
| Lounge Access | 1,400+ lounges globally via Amex Global Lounge Collection® |
| Payment Flexibility | Pay Over Time‡ & Plan It® options available |
| No Foreign Transaction Fees | ✔️ |
Travel Benefits That Truly Pay Off
If you fly frequently, you’ll love the 5X Membership Rewards® Points on flights booked through AmexTravel.com or directly with airlines. That’s up to $500,000 per year in qualified purchases, making this card ideal for both business and leisure travelers.
On top of that, you get:
- $200 Hotel Credit on premium hotel bookings through Amex Travel (must stay 2+ nights for The Hotel Collection).
- Global Lounge Access to over 1,400 airport lounges including Centurion®, Delta Sky Club®, Priority Pass™, and Plaza Premium lounges.
Lifestyle Perks That Add Real Value
Even if you’re not traveling all year round, The Platinum Card® still rewards you at home:
$240 Digital Entertainment Credit
Get up to $20/month for subscriptions like Disney+, Hulu, ESPN+, The Wall Street Journal, The New York Times, and Peacock. Must enroll and purchase directly from the providers.
$200 in Uber Cash
Add your Platinum Card to your Uber app and receive $15 monthly plus $20 bonus in December. Use it for Uber rides or Uber Eats — a perfect monthly benefit for city living.
Flexible Payment Options
The Platinum Card® lets you manage big purchases in two ways:
- Pay Over Time: Carry a balance with interest up to your assigned Pay Over Time limit.
- Plan It®: Convert large charges into fixed monthly installments with a set fee, no interest.
You can also choose to pay your balance in full each month if you prefer.
Is the Amex Platinum Worth It in 2025?
With over $1,000+ in yearly credits, elite travel perks, and valuable points, the Platinum Card® pays for itself — especially for frequent travelers and high spenders.
Whether you’re enjoying airport lounges, planning luxury vacations, or streaming the latest shows, this card delivers value across all categories.
How to Apply for The Platinum Card® in 2025
Applying is simple:
- Click “Apply” on the official America Express site
- Check your personalized welcome offer
- If approved, spend $8,000 in 6 months
- Redeem your points and enjoy the benefits!
Note: Offer amounts may vary based on credit profile and eligibility. Terms apply.
Who Should Get the Amex Platinum?
If you’re someone who:
- Flies 2+ times per year
- Uses Uber or food delivery regularly
- Subscribes to digital entertainment
- Enjoys luxury travel and hotel stays
- Wants elite airport lounge access
Then The Platinum Card® from American Express is a perfect fit. Its 2025 welcome offer, combined with premium lifestyle and travel perks, makes it one of the best credit cards in the USA right now.
Read more:- Best Credit Cards in the USA: Honest Reviews for 2025